Hello Neighbor,

My name is Scott Gregory. If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option. But don't get taken for a long, stressful ride by a self proclaimed 'expert'...

"What is a short sale?"

Simply put, a short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff (this means they may settle for $400,000, even if you currently owe them $500,000...even if the loss is hundreds of thousands of dollars).

Are you facing a financial hardship that you know will decrease your income?

Are you getting behind on your mortgage and you're not sure if you can catch up?

Or do you just need to sell quickly but your home is worth less now than when you bought it?

If you are facing any of the situations above, and you think a short sale might be your best option, then read on. I can help you at no cost to you! I can help you if you have property for a short sale in Pensacola, Navarre, Gulf Breeze, Milton, Pace, Mary Esther, Fort Walton Beach or Destin. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article "The 9 Alternatives When Facing Foreclosure"

Don't worry.  It's not your fault...

You gotta remember, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and I know how you feel when you just don't wanna answer the phone any more...  

We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!!

You bought your home and hoped (like we all did) that it would increase in value (and some folks were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.

I've been the top-producing agent for the 130-agent Keller Williams Realty Pensacola office for the last three years, and I have helped more than 100 homeowners in this position to get the help they deserve.  I've also spoken to thousands of real estate professionals both locally and across the nation to share my knowledge in this area.

It's sad but true!

Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated or lazy agent?

Don't allow this to happen to you! Call Scott now at 850-501-2574.

I hate to say this about my fellow agents, but the majority of them that are "trying to help" have not been properly trained and sadly, they are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your 'short sale packet' and then just sit back and wait for a response! In the end, they simply don't know how to help you and you will become one of those "90%" that were not helped.

"Short sales are not easy!"

...unless you seek the help of an expert agent with a proven track record. I have been personally trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales).

I have successfully negotiated short sales for more than 50 families and as you can see from my track record, we actually get the banks to say YES to our short sales. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... I doubt they can. Only one question matters when choosing a short sale agent: how many have you closed?

The best part is, my trainer, has taken his tips and tricks from working INSIDE THE BANK and taught me exactly how to ethically BEAT THE BANK... more than 90 percent of the time!

My trainer most recently worked for IndyMac Bank, a top ten lender, as the head of their HELOC loss mitigation division. His insider knowledge and broad base of industry contacts allows us to get our approvals faster than any other agents in the area! In fact, we are constantly solicited by other agents to 'help them' get their short sales approved.

I also have been trained by Harris Real Estate University and have earned their Certified Distressed Property Designation.

If you're not sure and just want to find out if you qualify, give me a call and I will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.

If you don't know what else to do and you don't call me at 1-850-501-2574, what will it cost you in damaged credit, frustration and stress? .

Best,

Scott Gregory

850-501-2574

Keller Williams Realty Pensacola

scott@sunnybeaches.com

P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.

P.P.S. Here is what one of my clients had to say ...

"After much consideration and in retrospect of our situation, I wanted to write to you and personally say thank you once again from our family to yours. I have been remiss in contacting you sooner, but none-the-less you have been on our minds throughout the year as we continue to recover. You were instrumental in helping our family avoid a huge financial disaster and we will be forever grateful for the steps you took to assure our family that we were not alone and you would do whatever it took to help us through that difficult time." -Shawn Patrick, Navarre 

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